Variable interest rates starting from 6.14% (6.17%)*
Compare AFG Home Loans home loan products, fees and featuresAFG Home loans was established in 1998 and work with customers from all across the country.
With a network of over 3,000 mortgage brokers and with a variety of funders. Allows AFG brokers to excluisvely offer a wide variety of home loan options for their customers.
| Home Loan Product | 100% Offset Home Loan Variable | 100% Offset Home Loan Variable Construction | 100% Offset Home Loan Variable IO | 100% Offset Home Loan Variable IO Construction | 100% Offset Home Loan Variable P&I | 100% Offset Home Loan Variable P&I Construction | Bridging Loan | Edge Standard Variable | Options Near Prime Clear Full Doc | Options Near Prime Clear Lite Doc | Options Near Prime Construction Full Doc | Options Near Prime Construction Lite Doc | Options Near Prime Full Doc | Options Near Prime Lite Doc | Options Prime Construction Alt Doc | Options Prime Construction Full Doc | Options Prime Full Doc | Options Prime Lite Doc | Options Specialist Full Doc | Options Specialist Full Doc Plus | Options Specialist Lite Doc | Options Specialist Lite Doc Plus | Retro Construction | Retro Home Loan | Retro Lite | Retro SMSF | Retro Switch Home Loan | Retro Thrive | Term Loan Variable | Term Loan Variable Construction | Term Loan Variable Investment P&I | Term Loan Variable P&I |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.88% (7.02%)* | 6.33% (6.51%)* | 6.74% (6.88%)* | 6.68% (6.86%)* | 6.43% (6.57%)* | 6.68% (6.86%)* | 6.43% (6.66%)* | 6.14% (6.17%)* | 7.24% (7.49%)* | 7.69% (7.94%)* | 8.99% (9.28%)* | 8.99% (9.28%)* | 7.64% (7.89%)* | 7.84% (8.09%)* | 8.59% (8.82%)* | 8.59% (8.82%)* | 6.84% (7.01%)* | 7.04% (7.21%)* | 8.44% (8.69%)* | 9.54% (9.80%)* | 8.74% (8.99%)* | 9.94% (10.20%)* | 6.38% (6.59%)* | 6.38% (6.41%)* | 7.24% (7.56%)* | 7.18% (7.56%)* | 6.38% (6.41%)* | 6.88% (6.91%)* | 6.18% (6.18%)* | 6.33% (6.40%)* | 6.43% (6.47%)* | 6.18% (6.29%)* |
| Max LVR | 90% | 80% | 80% | 80% | 80% | 80% | 80% | 70% | 55% | 65% | 55% | 55% | 55% | 65% | 55% | 55% | 55% | 55% | 65% | 65% | 65% | 65% | 70% | 70% | 70% | 60% | 0% | 0% | 80% | 80% | 80% | 80% |
| Min Loan Amount | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $10,000 | $20,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $100,000 | $100,000 | $50,000 | $50,000 | $50,000 | $50,000 | $750,000 | $1,250,000 | $1,250,000 | $1,250,001 | $1,250,000 | $1,250,000 | $10,000 | $10,000 | $10,000 | $10,000 |
Product Fees | ||||||||||||||||||||||||||||||||
| Application | $299 | $775 | $299 | $775 | $299 | $775 | $1500 | - | $995 | $995 | $1200 | $1200 | $995 | $995 | $999 | $999 | $599 | $599 | $995 | $995 | $995 | $995 | $2450 | - | - | $600 | - | - | - | $775 | $299 | $299 |
| Settlement | $199 | $199 | $199 | $199 | $199 | $199 | $199 | $395 | $330 | $330 | $605 | $605 | $330 | $330 | $605 | $605 | $330 | $330 | $330 | $330 | $330 | $330 | $426 | $426 | $677 | $756 | $426 | $426 | - | $199 | $199 | $199 |
| Discharge | $325 | $325 | $325 | $325 | $325 | $325 | $325 | $295 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $500 | $485 | $485 | $485 | $485 | $485 | $485 | $325 | $325 | $325 | $325 |
| Ongoing Fee |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
- (annually) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
- - |
- (annually) |
$330 (annually) |
$330 (annually) |
- (annually) |
- - |
- (monthly) |
- (monthly) |
- - |
- (monthly) |
Are you trying to compare AFG Home Loans's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including AFG Home Loans. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | ||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Loan Product | 100% Offset Home Loan Variable | 100% Offset Home Loan Variable Construction | 100% Offset Home Loan Variable IO | 100% Offset Home Loan Variable IO Construction | 100% Offset Home Loan Variable P&I | 100% Offset Home Loan Variable P&I Construction | Bridging Loan | Edge Standard Variable | Options Near Prime Clear Full Doc | Options Near Prime Clear Lite Doc | Options Near Prime Construction Full Doc | Options Near Prime Construction Lite Doc | Options Near Prime Full Doc | Options Near Prime Lite Doc | Options Prime Construction Alt Doc | Options Prime Construction Full Doc | Options Prime Full Doc | Options Prime Lite Doc | Options Specialist Full Doc | Options Specialist Full Doc Plus | Options Specialist Lite Doc | Options Specialist Lite Doc Plus | Retro Construction | Retro Home Loan | Retro Lite | Retro SMSF | Retro Switch Home Loan | Retro Thrive | Term Loan Variable | Term Loan Variable Construction | Term Loan Variable Investment P&I | Term Loan Variable P&I |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
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| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of AFG Home Loans's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
AFG Home Loans's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the AFG Home Loans, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
