Variable interest rates starting from 6.19% (6.30%)*
Compare ANZ home loan products, fees and featuresANZ was founded in 1835 making it approximately 186 years old. They have over 8.5 million business and retail customers running globally through 32 markets in Australia, New Zealand, Middle East, Asia, America, and Pacific. They are ranked in the top 4 banks in Australia, and are one of the top 50 banks in the world. Their purpose is to provide sustainability and improve financial wellbeing off all their customers by being connected as well as using their many tools and services.
| Home Loan Product | Simplicity Plus | Standard Variable Home Loan | Standard Variable Investment Land Loan | Standard Variable Land Loan | Standard Variable Residential Investment Loan |
|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.39% (6.39%)* | 6.19% (6.30%)* | 9.24% (9.34%)* | 8.64% (8.74%)* | 6.45% (6.56%)* |
| Max LVR | 60% | 70% | 0% | 0% | 70% |
| Min Loan Amount | $50,000 | $250,000 | $20,000 | $20,000 | $250,000 |
Product Fees | |||||
| Application | - | - | - | - | - |
| Settlement | - | - | - | - | - |
| Discharge | $320 | $320 | $320 | $320 | $320 |
| Ongoing Fee |
- (annually) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
$10 (monthly) |
Are you trying to compare ANZ's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including ANZ. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | |||||
|---|---|---|---|---|---|
| Home Loan Product | Simplicity Plus | Standard Variable Home Loan | Standard Variable Investment Land Loan | Standard Variable Land Loan | Standard Variable Residential Investment Loan |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Offset | |||||
| Redraw | |||||
| EFTPOS | |||||
| Debit Card | |||||
| BPay | |||||
| Internet Banking | |||||
| Bridging | |||||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of ANZ's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
ANZ's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the ANZ, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
