Variable interest rates starting from 5.99% (6.04%)*
Compare Auswide Bank home loan products, fees and featuresAuswide Bank has been working for over 50 years. There attitude to banking makes a `big difference` to their customers claiming to treat their customers as number one, putting them first. As a small bank and believe they can make a big difference to the community and to their customers. This includes collaborating with Cancer Council, supported charities and communities with staff volunteering and fundraising and many others.
| Home Loan Product | Basic Home Loan | Basic Home Loan Investment | Freedom Line of Credit Package Discount (L15) | Package Discount Variable (L1) | Package Discount Variable (L1) Special | Standard Variable (L1) |
|---|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 5.99% (6.04%)* | 6.34% (6.39%)* | 7.76% (8.10%)* | 5.99% (6.35%)* | 5.99% (6.35%)* | 9.76% (9.94%)* |
| Max LVR | 70% | 60% | 90% | 70% | 95% | 80% |
| Min Loan Amount | $50,000 | $100,000 | $100,000 | $100,000 | $100,000 | $10,000 |
Product Fees | ||||||
| Application | $300 | $300 | - | - | - | $600 |
| Settlement | $403 | $403 | $303 | $150 | $150 | $403 |
| Discharge | $400 | $400 | $400 | $400 | $400 | $400 |
| Ongoing Fee |
- - |
- - |
$395 (annually) |
$395 (annually) |
$395 (annually) |
$10 (monthly) |
Are you trying to compare Auswide Bank's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including Auswide Bank. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | ||||||
|---|---|---|---|---|---|---|
| Home Loan Product | Basic Home Loan | Basic Home Loan Investment | Freedom Line of Credit Package Discount (L15) | Package Discount Variable (L1) | Package Discount Variable (L1) Special | Standard Variable (L1) |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Offset | ||||||
| Redraw | ||||||
| EFTPOS | ||||||
| Debit Card | ||||||
| BPay | ||||||
| Internet Banking | ||||||
| Bridging | ||||||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of Auswide Bank's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
Auswide Bank's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Auswide Bank, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
