Variable interest rates starting from 6.04% (6.07%)*
Compare Bank of Sydney home loan products, fees and featuresBank of Sydney is dedicated to helping customers, partners, businesses, and communities in the best ways possible. They believe that you can get more out of your banking experience with a real conversation rather then being put on hold or using a machine so they are willing to focus on the needs of each individual. They have branches and managers in many different locations including Adelaide, Sydney and Melbourne. The Bank of Sydney has also won many awards that display just how pleased their customers were with their services. They are looking to create relationships between them and businesses as well as other individual customers too have a better overall experience.
| Home Loan Product | BOS Basic Home Loan | BOS Basic Investment Home Loan - IO | BOS Basic Investment Home Loan - P&I | Expect More Home Loan | Expect More Home Loan IO Special | Home Equity Maximiser |
|---|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.04% (6.07%)* | 6.54% (6.62%)* | 6.29% (6.36%)* | 6.24% (6.38%)* | 6.74% (6.88%)* | 9.09% (9.31%)* |
| Max LVR | 60% | 60% | 60% | 60% | 60% | 70% |
| Min Loan Amount | $100,000 | $250,000 | $250,000 | $100,000 | $100,000 | $100,000 |
Product Fees | ||||||
| Application | - | $600 | $600 | - | - | $400 |
| Settlement | $450 | $450 | $450 | $450 | $450 | $1045 |
| Discharge | $400 | $400 | $400 | $400 | $400 | $300 |
| Ongoing Fee |
- (annually) |
- (annually) |
- (annually) |
$125 (annually) |
$125 (annually) |
$10 (monthly) |
Are you trying to compare Bank of Sydney's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including Bank of Sydney. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | ||||||
|---|---|---|---|---|---|---|
| Home Loan Product | BOS Basic Home Loan | BOS Basic Investment Home Loan - IO | BOS Basic Investment Home Loan - P&I | Expect More Home Loan | Expect More Home Loan IO Special | Home Equity Maximiser |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Offset | ||||||
| Redraw | ||||||
| EFTPOS | ||||||
| Debit Card | ||||||
| BPay | ||||||
| Internet Banking | ||||||
| Bridging | ||||||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of Bank of Sydney's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
Bank of Sydney's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Bank of Sydney, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
