Variable interest rates starting from 6.49% (6.56%)*
Compare Liberty Financial home loan products, fees and featuresLiberty believes that `free thinkers` can create a more positive world. As being a unique company that thinks differently to others they will provide customers with the best loan finance solutions possible and can enjoy financial freedom. They give back to communities by sponsoring as well as donating to multiple different charities including the Mirabel foundation, the Beacon foundation and many others. With a diverse team they can provide support for every single person and are a very inclusive community. They are committed to first nations people and provide awareness and benefits for them.
| Home Loan Product | Liberty Free | Liberty Free Low Doc | Liberty Nova | LIberty Nova | Liberty Nova | LIberty Nova | Liberty Nova | Liberty Nova Low Doc | LIberty Nova Low Doc | Liberty Nova Low Doc | LIberty Nova Low Doc | Liberty Nova Low Doc | LIberty Nova Low Doc | Liberty Sharp | LIberty Sharp | Liberty Sharp | LIberty Sharp | Liberty Sharp | LIberty Sharp | Liberty Sharp | Liberty Star Loan A | LIberty Star Loan A | Liberty Star Loan A | LIberty Star Loan A | Liberty Star Loan A | Liberty Star Loan A- | Liberty Star Loan AA | Liberty Star Loan AAA | Liberty Star Loan B | Liberty Star Loan B+ | Liberty Star Loan B- | Liberty Swift AAA | SuperCredit AAA |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.74% (6.74%)* | 7.64% (7.64%)* | 8.19% (8.44%)* | 10.44% (10.70%)* | 10.44% (10.70%)* | 10.94% (11.20%)* | 10.94% (11.20%)* | 7.39% (7.63%)* | 8.29% (8.52%)* | 8.39% (8.62%)* | 8.79% (9.02%)* | 9.24% (9.47%)* | 9.59% (9.81%)* | 6.49% (6.56%)* | 7.54% (7.64%)* | 7.74% (7.84%)* | 8.09% (8.19%)* | 8.79% (8.90%)* | 9.14% (9.25%)* | 9.34% (9.45%)* | 8.09% (8.34%)* | 8.74% (8.99%)* | 8.79% (9.04%)* | 9.24% (9.49%)* | 9.29% (9.55%)* | 8.49% (8.74%)* | 7.54% (7.79%)* | 6.59% (6.84%)* | 9.49% (9.75%)* | 8.99% (9.24%)* | 9.99% (10.25%)* | 8.84% (9.18%)* | 7.25% (7.65%)* |
| Max LVR | 65% | 65% | 50% | 50% | 50% | 50% | 65% | 65% | 80% | 75% | 80% | 85% | 85% | 65% | 80% | 85% | 85% | 95% | 95% | 90% | 60% | 65% | 70% | 65% | 70% | 60% | 60% | 60% | 60% | 60% | 60% | 85% | 60% |
| Min Loan Amount | $50,000 | $50,000 | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $100,000 | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 | $30,000 | $50,000 | $30,000 | $30,000 | $30,000 | $50,000 | $100,000 |
Product Fees | |||||||||||||||||||||||||||||||||
| Application | - | - | $995 | $995 | $995 | $995 | $995 | - | - | - | - | - | - | $995 | $995 | $995 | $995 | $995 | $995 | $995 | $995 | $995 | $995 | $995 | $995 | $995 | $995 | - | $995 | $995 | $995 | $995 | $1190 |
| Settlement | - | - | $330 | $330 | $330 | $330 | $330 | - | - | - | - | - | - | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | $330 | - | $330 | $330 | $330 | $330 | - |
| Discharge | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 | $395 |
| Ongoing Fee |
- (monthly) |
- (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$295 (annually) |
$295 (annually) |
$295 (annually) |
$295 (annually) |
$295 (annually) |
$295 (annually) |
- (annually) |
- (annually) |
- (annually) |
- (annually) |
- (annually) |
- (annually) |
- (annually) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$295 (annually) |
$15 (monthly) |
$15 (monthly) |
$15 (monthly) |
$295 (annually) |
$30 (monthly) |
Are you trying to compare Liberty Financial's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including Liberty Financial. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | |||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Loan Product | Liberty Free | Liberty Free Low Doc | Liberty Nova | LIberty Nova | Liberty Nova | LIberty Nova | Liberty Nova | Liberty Nova Low Doc | LIberty Nova Low Doc | Liberty Nova Low Doc | LIberty Nova Low Doc | Liberty Nova Low Doc | LIberty Nova Low Doc | Liberty Sharp | LIberty Sharp | Liberty Sharp | LIberty Sharp | Liberty Sharp | LIberty Sharp | Liberty Sharp | Liberty Star Loan A | LIberty Star Loan A | Liberty Star Loan A | LIberty Star Loan A | Liberty Star Loan A | Liberty Star Loan A- | Liberty Star Loan AA | Liberty Star Loan AAA | Liberty Star Loan B | Liberty Star Loan B+ | Liberty Star Loan B- | Liberty Swift AAA | SuperCredit AAA |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
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| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of Liberty Financial's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
Liberty Financial's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Liberty Financial, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
