Variable interest rates starting from 6.29% (6.38%)*
Compare NAB home loan products, fees and featuresThroughout Australia and globally NAB supports over 8 and a half million customers with their team of 32,000 experts. They help everyone within the community including private clients, businesses of any size, and many others. They became the National Australian Bank and have faced many challenges and have grown and shaped their company into what it is today. The majority of their business is in Australia and New Zealand however they also work in parts of Asia, The UK and the US. Their goal is to provide successful banking that`s `more than money` by making experiences more personal and providing services to do so.
| Home Loan Product | Base Variable Home Loan | National Choice Variable | Variable Rate Home Loan |
|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.44% (6.44%)* | 8.17% (8.49%)* | 6.29% (6.38%)* |
| Max LVR | 95% | 95% | 70% |
| Min Loan Amount | $20,000 | $150,000 | $500,000 |
Product Fees | |||
| Application | - | - | - |
| Settlement | - | - | - |
| Discharge | $350 | $350 | $350 |
| Ongoing Fee |
- - |
$395 (annually) |
$8 (monthly) |
Are you trying to compare NAB's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including NAB. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | |||
|---|---|---|---|
| Home Loan Product | Base Variable Home Loan | National Choice Variable | Variable Rate Home Loan |
| Repayment | Monthly | Monthly | Weekly, Fortnightly, Monthly |
| Offset | |||
| Redraw | |||
| EFTPOS | |||
| Debit Card | |||
| BPay | |||
| Internet Banking | |||
| Bridging | |||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of NAB's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
NAB's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the NAB, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
