Variable interest rates starting from 5.99% (6.03%)*
Compare Newcastle Permanent home loan products, fees and featuresNewcastle Permanent doing things differently and putting customers first. Supporting locally and giving back to communities is what the company stands for. For over 120 years they have been helping customers reach their goals of owning a home and have become one of Australia`s largest customer-owned banks. They are a bank for those people looking for something different and want to show people the benefits of community banking. They have an `environmental, social and governance` outlook on work. It shows how they can operate in a way that is ethical, sustainable and supports customers and communities to grow for the future.
| Home Loan Product | Basic Variable IO | Basic Variable P&I | Premium Plus Line of Credit | Premium Plus Package IO | Premium Plus Package P&I |
|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.19% (6.23%)* | 5.99% (6.03%)* | 8.39% (8.70%)* | 6.48% (6.82%)* | 6.09% (6.43%)* |
| Max LVR | 80% | 80% | 80% | 80% | 80% |
| Min Loan Amount | $150,000 | $150,000 | $900,000 | $150,000 | $150,000 |
Product Fees | |||||
| Application | $595 | $595 | - | - | - |
| Settlement | - | - | - | - | - |
| Discharge | $250 | $250 | $250 | $250 | $250 |
| Ongoing Fee |
- - |
- - |
$395 (annually) |
$395 (annually) |
$395 (annually) |
Are you trying to compare Newcastle Permanent's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including Newcastle Permanent. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | |||||
|---|---|---|---|---|---|
| Home Loan Product | Basic Variable IO | Basic Variable P&I | Premium Plus Line of Credit | Premium Plus Package IO | Premium Plus Package P&I |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Offset | |||||
| Redraw | |||||
| EFTPOS | |||||
| Debit Card | |||||
| BPay | |||||
| Internet Banking | |||||
| Bridging | |||||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of Newcastle Permanent's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
Newcastle Permanent's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Newcastle Permanent, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
