Variable interest rates starting from 6.13% (6.15%)*
Compare P&N Bank home loan products, fees and featuresP&N Bank was established in 1969 as the Western Australian Police Union Cooperative Credit Society. Then after several mergers, including in 1990 when they became Police & Nurses Credit Society, which then evolved into the P&N Bank you know today.
P&N Bank is a bank located in Western Australia that is customer-owned. Their goal is to improve communities and the lives of customers within them. They provide many services to all and are an award winning business. They work towards online and internet banking that is more simple for some and they can provide support at all times. They also support these groups by sponsorships to give back to the community of their customers and make a difference.
| Home Loan Product | & Basic Variable Home Loan | & Investment Home Loan | Bridging Loan | Equity Access | Offset Home Loan |
|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.13% (6.15%)* | 6.49% (6.51%)* | 9.52% (9.54%)* | 9.12% (9.14%)* | 6.34% (6.36%)* |
| Max LVR | 60% | 90% | 80% | 90% | 60% |
| Min Loan Amount | $20,000 | $20,000 | $20,000 | $20,000 | $20,000 |
Product Fees | |||||
| Application | - | - | - | - | - |
| Settlement | $300 | $300 | $300 | $300 | $300 |
| Discharge | $395 | $395 | $395 | $395 | $395 |
| Ongoing Fee |
- - |
- - |
- - |
- - |
- - |
Are you trying to compare P&N Bank's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including P&N Bank. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | |||||
|---|---|---|---|---|---|
| Home Loan Product | & Basic Variable Home Loan | & Investment Home Loan | Bridging Loan | Equity Access | Offset Home Loan |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Offset | |||||
| Redraw | |||||
| EFTPOS | |||||
| Debit Card | |||||
| BPay | |||||
| Internet Banking | |||||
| Bridging | |||||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of P&N Bank's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
P&N Bank's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the P&N Bank, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
