Variable interest rates starting from 5.99% (6.02%)*
Compare QBank home loan products, fees and featuresQBank was founded in Queensland in 1964 with the goal of helping those involved in the police force. However, later in 1979 they grew their services to those involved in different emergency services including, nursing, ambulance and fire and public service sectors. They build a connection with all of their customers and their families in order to provide the most support possible through their many services. They have flexible products to support the different circumstances of all of their customers and families. As supporting communities being a main priority they have ways of giving back including donating to charities to create a better future.
| Home Loan Product | Classic FHB Home Loan Special | Classic Home Loan | Classic Home Loan Special | Classic Plus Home Loan Package | Discount Classic Home Loan Special | Mortgage Secured Overdraft |
|---|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.29% (6.32%)* | 8.09% (8.12%)* | 5.99% (6.02%)* | 6.09% (6.38%)* | 6.24% (6.32%)* | 8.89% (8.92%)* |
| Max LVR | 95% | 95% | 60% | 60% | 60% | 80% |
| Min Loan Amount | $150,000 | $50,000 | $150,000 | $150,000 | $150,000 | $30,000 |
Product Fees | ||||||
| Application | - | $700 | - | - | $700 | - |
| Settlement | $420 | $415 | $415 | $220 | $415 | $415 |
| Discharge | $530 | $530 | $530 | $530 | $530 | $530 |
| Ongoing Fee |
- (annually) |
- (annually) |
- (annually) |
$25 (monthly) |
- (annually) |
- (annually) |
Are you trying to compare QBank's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including QBank. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | ||||||
|---|---|---|---|---|---|---|
| Home Loan Product | Classic FHB Home Loan Special | Classic Home Loan | Classic Home Loan Special | Classic Plus Home Loan Package | Discount Classic Home Loan Special | Mortgage Secured Overdraft |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly |
| Offset | ||||||
| Redraw | ||||||
| EFTPOS | ||||||
| Debit Card | ||||||
| BPay | ||||||
| Internet Banking | ||||||
| Bridging | ||||||
| Construction |
Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
The fixed rate graph is a representation of QBank's historical fixed rates. It has been designed to provide you with context, in relations to rate cycles and where the current fixed rate sits within this cycle.
We have prepared a guide to help you better understand the potential benefits and limitations of fixing your home loan.
QBank's current fixed rates are displayed above each graph. The graph contains historical rates which are not avalaible and are shown as a guide only. It is always recommended that you speak with your lender or mortgage broker, before fixing your home loan. It is important you understand the risks, such as potential breakfees or feature limitations such as redraw that may relate to your circumstance.
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the QBank, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
