Variable interest rates starting from 6.39% (6.69%)*
Compare Resimac home loan products, fees and featuresResimac is a non-bank Lender that provides service in both Australia and New Zealand. Since 1985 they have been supporting everyday citizens and have helped approximately 55,000 customers since then. They provide flexible home loans options and competitive interest rates. Their flexibility provides support for many different customers including those who are contractors, those who are self-employed or even clients with credit impairments. They have over 12,000 broker partners that can support each client`s individual needs. Customers are also provided with exclusive benefits including discounted services and products.
| Home Loan Product | Resimac Prime Alt Doc | Resimac Pro Pack | Resimac SMSF | Resimac Specialist Alt Doc | Resimac Specialist Alt Doc5.74 | Resimac Specialist Assist | Resimac Specialist Assist Alt Doc | Resimac Specialist Clear | Resimac Specialist Plus | Resimac Standard |
|---|---|---|---|---|---|---|---|---|---|---|
| Lowest Variable Rate (Comparison Rate) | 6.98% (7.05%)* | 6.39% (6.69%)* | 7.14% (7.53%)* | 7.69% (7.79%)* | 8.09% (8.19%)* | 9.49% (9.60%)* | 9.69% (9.80%)* | 7.49% (7.59%)* | 8.49% (8.59%)* | 6.69% (6.73%)* |
| Max LVR | 80% | 70% | 70% | 70% | 80% | 70% | 70% | 70% | 70% | 70% |
| Min Loan Amount | $50,000 | $150,000 | $150,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 | $50,000 |
Product Fees | ||||||||||
| Application | - | - | - | - | - | - | - | - | - | - |
| Settlement | $929 | $529 | $829 | $1279 | $1279 | $1279 | $1279 | $1279 | $1279 | $529 |
| Discharge | $608 | $608 | $300 | $608 | $608 | $608 | $608 | $608 | $608 | $608 |
| Ongoing Fee |
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$299 (annually) |
$399 (annually) |
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Are you trying to compare Resimac's interest rates, discharge fees, settlement fees or applicant fees?
We have over 20 years of experience working with different Australian Home Loan providers, including Resimac. Speak with Get a Better Rate and have an experienced Mortgage Broker help navigate your next home loan. Based in the Sydney CBD, Get a Better Rate partners with over 40 top Australia Home Loan providers, reach out for a chat today!
Let's TalkProduct Features | ||||||||||
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| Home Loan Product | Resimac Prime Alt Doc | Resimac Pro Pack | Resimac SMSF | Resimac Specialist Alt Doc | Resimac Specialist Alt Doc5.74 | Resimac Specialist Assist | Resimac Specialist Assist Alt Doc | Resimac Specialist Clear | Resimac Specialist Plus | Resimac Standard |
| Repayment | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Monthly | Weekly, Fortnightly, Monthly | Weekly, Fortnightly, Monthly | Monthly | Monthly |
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Before you start the process, it's important to understand your goals and strategy. Whether you are refinancing to a lower interest rate, purchasing a new home or looking to renovate.
Use our home loan repayment calculator and compare repayments against what your budget.
Have your income statements
Prepare your expense budget
Know your monthly liabilities and credit card limits
Australian ID documents
No matter what aspect of home loans you want to address with us, we have plenty of additional resources and tools to help you. Whether you want to compare home loans with the Resimac, calculate your loan repayments, or figure out how much you will save when you refinance your existing loan, Get a Better Rate has you covered.
